Think Differently About Your Health Insurance

Explore the COSE Benefit Plan and discover how it helps small businesses across Ohio access a variety of plan options while managing healthcare costs.

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Experience Additional Savings

Experience up to 25% savings in health plan rates and additional savings up to 15% with Member Choice plans.

Icon of the outline of the state of Ohio in the color teal. Extensive Network Coverage

Our network offers extensive local and national coverage to ensure members have access to quality care wherever they are. In Ohio alone, the network includes more than 12,000 primary care physicians, 46,000 specialists, and 19,000 convenient locations across the state. For those who travel or live outside Ohio, members also benefit from access to Cigna’s national network, providing seamless out-of-state coverage and peace of mind no matter where life takes them. 

Icon of a dollar sign and a check mark in the color teal. Cost Effective Healthcare 

Copay Plans

Copay plans give your employees fixed costs for things like office visits, prescription drugs and more.

Health Savings Account (HSA) Plans

Medical Mutual’s HSA plans are qualified high-deductible health plans. Your employees can use these plans with a health savings account (HSA) to save for healthcare costs on a tax-advantaged basis.

Health Reimbursement Arrangement (HRA) Plans

A health reimbursement arrangement (HRA) plan is IRS-approved, employer-funded and tax-advantaged. These plans reimburse employees for out-of-pocket medical expenses.

Looking for more plan details?

Visit our Materials and Documents page to view a full list of Summaries of Benefits and Coverage and benefit highlight sheets.