Think Differently About Your Health Insurance
Explore the COSE Benefit Plan and discover how it helps small businesses across Ohio access a variety of plan options while managing healthcare costs.
Experience Additional Savings
Save up to 25% on health plan rates — value that keeps your budget in check and your coverage strong.
Extensive Network Coverage
Our network offers extensive local and national coverage to ensure members have access to quality care wherever they are. In Ohio alone, the network includes more than 12,000 primary care physicians, 46,000 specialists, and 19,000 convenient locations across the state. For those who travel or live outside Ohio, members also benefit from access to Cigna’s national network, providing seamless out-of-state coverage and peace of mind no matter where life takes them.
Cost Effective Healthcare
Copay Plans
Copay plans give your employees fixed costs for things like office visits, prescription drugs and more.
Health Savings Account (HSA) Plans
Medical Mutual’s HSA plans are qualified high-deductible health plans. Your employees can use these plans with a health savings account (HSA) to save for healthcare costs on a tax-advantaged basis.
Health Reimbursement Arrangement (HRA) Plans
A health reimbursement arrangement (HRA) plan is IRS-approved, employer-funded and tax-advantaged. These plans reimburse employees for out-of-pocket medical expenses.
SmartShopper
SmartShopper and Medical Mutual have partnered to help employees make informed, cost‑conscious healthcare decisions by showing upfront prices and guiding them to the most affordable local care while earning rewards.
Looking for more plan details?
Visit our Materials and Documents page to view a full list of Summaries of Benefits and Coverage and benefit highlight sheets.